Dental Student Loan Strategy Checklist
10 Essential Questions to Ask Before Choosing a Repayment Plan
Dental school is one of the biggest financial investments you will make in your career. Asking the right questions early can help you choose a repayment strategy that supports your financial goals, career plans, and long term wealth.
Use this checklist when discussing your student loan strategy with a financial advisor.
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10 Questions Every Dental Student Should Ask
- What repayment strategy makes the most sense based on my loan balance and expected income as a dentist?
- Should I stay in a federal repayment program or consider refinancing with a private lender?
- What will the total cost of my loans be under different repayment strategies?
- Do I qualify for any loan forgiveness or repayment programs available to dentists?
- How will my student loan payments affect my ability to buy or start a dental practice?
- Should I focus on paying down debt aggressively or balance loan repayment with investing and saving?
- How do different repayment plans affect my taxes?
- If my income increases significantly, how should my repayment strategy change?
- How much of my monthly income should realistically go toward student loan repayment?
- How often should my repayment strategy be reviewed and adjusted?
Questions?
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