10 Questions to Ask Before Signing Your First Contract
Dentist Employment Contract Quick Review Checklist
Your first employment contract influences more than your salary. It affects your taxes, student loan strategy, and long term career flexibility.
Use this quick checklist to evaluate your offer before signing.
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When Dentists Should Consider Coverage
Is your pay based on salary, production, collections, or a combination?
What percentage of production or collections will you receive?
If compensation is performance based, do you clearly understand the formula used to calculate your pay?
Are bonus targets realistic?
Are production thresholds achievable based on expected patient volume and schedule availability?
Are lab fees or write offs deducted from your compensation?
Some contracts subtract expenses before calculating your compensation.
Are you classified as a W-2 employee or a 1099 contractor?
This affects taxes, deductions, and retirement planning opportunities.
Does the contract include a non-compete clause?
If so, what is the geographic range and time restriction?
Does the contract include a non-compete clause?
If so, what is the geographic range and time restriction?
Who pays for malpractice insurance and tail coverage?
Tail coverage can cost thousands of dollars if it becomes your responsibility.
What benefits are included?
Does the contract provide health insurance, retirement plans, continuing education support, or licensing reimbursement?
What is the required notice period to leave the practice?
Most contracts require 60 to 90 days notice before termination.
Is there a clear path to partnership or future growth?
Does the contract outline potential opportunities for advancement or ownership?
Before You Sign
Your contract should align with your student loan repayment strategy, tax planning, and long term financial goals.
If you are unsure how these pieces fit together, reviewing your contract before signing can help avoid costly mistakes later.
Want help evaluating your employment contract?
Schedule a consultation with an expert advisor. Use the form below to connect with us.