CCMS Member's Long Term Care Insurance Benefit
In it Together
BENEFITS OF BELONGING TO CLARK COUNTY MEDICAL SOCIETY
Clark County Medical Society, Mutual of Omaha Insurance Company and Strategic Wealth Design have teamed up to offer you an exciting opportunity to work together.
If you’re like most people, you probably know someone who has needed long-term care services. Maybe you’ve been a caregiver yourself. Either way, you may be wondering how you’ll handle your own long term care needs. Will your family take care of you? Will you be able to stay in your home? How will the need for care impact your retirement nest egg?
As a member of the Clark County Medical Society, you’re eligible to apply for Long-Term Care Insurance coverage at a 5% discount that isn't available to the general public and is in addition to any other discounts that may be available to you. You work hard to build a good life for yourself and your family, so protect your future today. That’s why it’s so important to make sound insurance and financial decisions now to help protect all you’ve achieved.
What is Long Term Care Insurance?
The phrase "long-term care" refers to the help that people may need when they age and aren't able to do the things that they were used to doing it themselves -grocery shopping, house cleaning or preparing a meal.The type of help needed can range from assistance with simple activities (such as bathing, dressing and eating) to skilled care that's provided by nurses, therapists or other professionals. People with chronic illnesses, disabilities or other conditions may need this help on a daily basis and over an extended period of time. Long Term Care Insurance is specifically designed to help pay for those expenses so one doesn't have to rely on family members or dip in to their retirement savings.
What is the average cost of care?
Home Health Aid
$58,916 Per Year
$52,591 Per Year
$86,764 Per Year
Why do you need Long Term Care Insurance?
Protect Your Savings
Paying for long term care is expensive and can have a significant impact on your retirement savings and/or your income.
Preserve Your Independence
Planning and preparing for long term care will allow you to maintain your independence and not rely on family members to provide the care.
Have Options and Choices
You can choose the level of care you want, either at home or in a facility while allowing you to stay independent as along as possible.